CCW Safe: What the Membership Covered in 2022

Self-defense legal protection is part of the conversation in most concealed carry classes. As part of a nine-part comparison compiled in February 2022, Gun Websites looked at CCW Safe. Plans change, so check the current details before deciding.

What it is

  • A membership organization, not traditional insurance and not prepaid legal.
  • Founded by former federal law enforcement agents after their own experiences with the legal system.
  • Three tiers at the time, Protector, Defender and Ultimate, ranging from about $179 to $500 a year, billed annually.

Coverage at the time

  • Available in every state except New York, New Jersey and Washington, and it applied when traveling.
  • Paid up front, with your choice of attorney. Attorneys are available once you have a case, not for general questions.
  • No stated limit on criminal or civil defense costs, with appeals covered.
  • Civil damages and bail bond coverage depended on the tier.
  • Expert witnesses, psychological counseling, up to $350 a day for lost wages in court, crime scene cleanup and replacement of confiscated firearms.
  • No recoupment if found guilty or after a plea.
  • Spouse coverage on the top tier; dependents on all plans.

Limits at the time

  • Required a carry permit, unlike most competitors, so it did not cover constitutional carry.
  • Did not cover accidental discharges or incidents in gun-free zones.

Extras

  • A 24-hour hotline, with limited training and educational material.

How to compare options

  • Coverage limits, payment timing, attorney choice, permit requirements, exclusions and price.
  • No provider in the comparison published trial counts or success rates.
  • The full comparison data is on Minuteman University.
  • Legal protection is not a substitute for training. See How to Choose a Training Class.

Based on a video from the Gun Websites YouTube channel. Took a class recently? Write your After Action Report and add it to the Training Log.

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